Oriental Insurance’s Two Wheeler insurance fixes its insurance amount as per the IDV of the Two Wheeler. However the IDV under Oriental Insurance’s Two Wheeler insurance varies as per the age of the vehicle. Oriental Insurance’s Two Wheeler insurance is equal to the declared value of the vehicle or the IDV. That is the value of the Two Wheeler the customer wants two insure. Oriental Insurance’s Two Wheeler insurance for a Two Wheeler which is lesser those five years is based on the price listed by the manufacturer including the depreciations with time. Under Oriental Insurance’s Two Wheeler insurance the insurance for bike which are more then five years old or have become obsolete will have an insurance value as decided by the mutual decision between the company and the customer. So this hints towards the fact that the bet option is to grab an Oriental Insurance’s Two Wheeler insurance along with buying a Two Wheeler. This will definitely let you save a lot and moreover this will let to keep your bike secured for a longer period of time from the very first day you buy it. The coverage period of an Oriental Insurance’s Two Wheeler insurance is usually one year however you can opt for Oriental bike insurance for lesser period of time. However like ever insurance providers there are certain issues not covered by Oriental Insurance’s Two Wheeler insurance. Let’s check out the listed exclusions which Oriental bike insurance will not cover under any circumstances-
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